NMLS #1660690
Start Building Wealth Through Real Estate
You've earned it. Now put your money to work in real estate — with a trusted advisor who walks you through every step. No experience needed.
Get Your Free Consultation
Tell us a bit about yourself and Dalton will call you personally.
How It Works
From first conversation to funded deal in 3 simple steps
Tell Us About Yourself
Fill out the form above with your basic info. It takes 30 seconds. No credit pull, no commitment.
Dalton Calls You Personally
Not a call center — you'll speak directly with Dalton Godson, who will explain everything and answer all your questions.
We Guide You to Closing
Once you're ready, we handle the loan from start to finish. We keep you informed at every step so there are no surprises.
Why First-Time Investors Choose Us
We make your first investment property feel simple and safe
Personal Guidance From Start to Close
You'll work directly with Dalton Godson — not a call center. He walks you through every step of the process, from application to closing day.
No Experience Required
Never bought an investment property before? Perfect. Most of our clients are first-time investors. We'll explain everything in plain English — no jargon, no confusion.
Everything Explained Simply
DSCR loans qualify you based on the property's rental income, not your W-2. We'll explain exactly how it works, what you need, and what to expect at every stage.
What is a DSCR Loan?
The simplest way to finance an investment property
A DSCR loan (Debt Service Coverage Ratio) is an investment property loan that qualifies you based on the property's rental income — not your personal income.
In plain English: if the rent the property generates covers the mortgage payment, you qualify. That's it.
What you DON'T need
- ✕ Tax returns
- ✕ W-2s or pay stubs
- ✕ Employer verification
- ✕ Real estate experience
What you DO need
- ✓ 660+ credit score
- ✓ 20-25% down payment
- ✓ 6 months reserves
- ✓ An investment property
Common Questions
Everything first-time investors ask us
Not at all. Most of our New York clients are buying their first investment property. We guide you through the entire process — from understanding the loan to closing day. You don't need to be an expert; that's our job.
Ready to Start Building Wealth in New York?
Submit your info above and Dalton will call you personally. No credit pull, no obligation.